🏡 Welcome to Empowered Real Estate Financing

Customized Home Loans, Grants, Refinancing & Investment Solutions 

I'm Kimberly Capizzi , a dedicated mortgage loan advisor with over 20 years of experience helping individuals, families, and investors access real estate financing tailored to their unique goals. Whether you're buying your first home, refinancing to lower your payments, or investing in property, I offer creative, results-driven mortgage solutions designed with you in mind.

💡 What The Capizzi Team Offers:

• ✅ Conventional, FHA, VA, Jumbo, and Non-QM Loans
• ✅ Stated Income, No Income Documentation, and Asset Depletion Options
• ✅ Grants & Down Payment Assistance for First-Time Buyers (Free Money Options!)
• ✅ Bank Statement & DSCR Loans for Self-Employed Borrowers & Investors
• ✅ HELOCs, Second Mortgages & Cash-Out Refinances
• ✅ Bridge Loans, Hard Money Loans, Foreign National, ITIN, and 100% Financing Programs

💬 Why Clients Work with My Team and I:

• 🧩 I treat every loan like a puzzle—designed to fit your life, not just a guideline.
• 🧠 I specialize in complex scenarios others shy away from.
• 💛 I lead with compassion, clarity, and unwavering integrity.
• 🚀 I offer fast approvals, transparent communication, and consistent follow-through.

✨ Ready to Get Started?

Whether you're buying, refinancing, or building wealth through real estate, I'm here to guide you every step of the way—with creativity, confidence, and heart.

📲 Click apply , schedule a consultation, or message me directly. Your journey starts here.